Don’t ever quit your job — Life Sucks. It is just awful having nothing to do all day. Even worse, we are stuck in Gulf Shores, Alabama. Literally steps away from the most gorgeous white sand beaches ever imagined. Each day I wake up hopeful, then my reality of being retired floods over me and depression…

Turn saving money and investing into an automatic win — How much money are you saving for retirement each month? What about for a new home or large purchase? How about college for the kids? Are you meeting your savings goals, or is that something you just hope to get around to doing sometime soon? Personally, I like to make…

If your employer has a 401(k)-matching program, make sure you participate — What if someone wanted to give you free money? Would you take it? The answer to that question should be obvious — “Heck Yeah!” Especially if all you had to do to earn it was to save some of your own money. Really, that is a win-win scenario. And that…

What is Bite-Size Finance? And how does it apply to me? — Americans (and others) are financially illiterate. That isn’t meant to be an insult or slur, and don’t just take my word for it. …

It’s not healthy to persistently obsess over things we cannot control. Let’s listen to a little music instead — As the US is on the eve of inauguration of its next president it feels a little bit like we are all collectively holding our breath. On one hand it is a new beginning; a much needed one seemingly. …

You don’t need a budget to start saving, but you need one to know when you can quit! — A critical step to gaining financial freedom is establishing a budget. Notice I didn’t say “first” step here, and that is intentional. There are two other steps that you can do today, without having a budget, that will build a valuable foundation for savings. Those are to contribute to your…

Newsflash: there is no “right” way to save your money; well-intentioned advice can be a deterrent to action — Okay, so you have increased the amount of money you are contributing to your retirement plan to start off 2021 the right way — right? (If not, start with this article and come back.) Now you might be thinking, “What’s next?” That’s an easy one: start putting a little money…