About Me Stories

Ex-Firefighter, soon to be nomad, and ready for new ideas and stories

At Stevens Pass ski Area, Washington State January 2019. Photo courtesy Author

Thanks for taking the time to read my “about me” story. I consider it a privilege whenever someone takes time to read something I have written, and it is a privilege I don’t take lightly.

I have been on Medium, technically, since 2018, but I didn’t write my first piece…

Don’t ever quit your job

Photo by Daniel Jurin from Pexels

Life Sucks. It is just awful having nothing to do all day. Even worse, we are stuck in Gulf Shores, Alabama. Literally steps away from the most gorgeous white sand beaches ever imagined.

Each day I wake up hopeful, then my reality of being retired floods over me and depression…

Bite-Sized Finance

Turn saving money and investing into an automatic win

Image by kirillslov from Pixabay

How much money are you saving for retirement each month? What about for a new home or large purchase? How about college for the kids? Are you meeting your savings goals, or is that something you just hope to get around to doing sometime soon?

Personally, I like to make…

Bite-Sized Finance

If your employer has a 401(k)-matching program, make sure you participate

Image by comobilize from Pixabay

What if someone wanted to give you free money? Would you take it? The answer to that question should be obvious — “Heck Yeah!”

Especially if all you had to do to earn it was to save some of your own money. Really, that is a win-win scenario. And that…

Bite-Sized Finance

What is Bite-Size Finance? And how does it apply to me?

Image by Mark Wilson from Pixabay

Americans (and others) are financially illiterate. That isn’t meant to be an insult or slur, and don’t just take my word for it. …

Music | Inspiration

It’s not healthy to persistently obsess over things we cannot control. Let’s listen to a little music instead

Photo by pawel szvmanski on Unsplash

As the US is on the eve of inauguration of its next president it feels a little bit like we are all collectively holding our breath. On one hand it is a new beginning; a much needed one seemingly. …

You don’t need a budget to start saving, but you need one to know when you can quit!

Image by Sofia Cristina Córdova Valladares from Pixabay

A critical step to gaining financial freedom is establishing a budget. Notice I didn’t say “first” step here, and that is intentional. There are two other steps that you can do today, without having a budget, that will build a valuable foundation for savings.

Those are to contribute to your…


Newsflash: there is no “right” way to save your money; well-intentioned advice can be a deterrent to action

Photo by Darren Lawrence on Unsplash

Okay, so you have increased the amount of money you are contributing to your retirement plan to start off 2021 the right way — right? (If not, start with this article and come back.) Now you might be thinking, “What’s next?”

That’s an easy one: start putting a little money…


Ten minutes right now will pay dividends all year long!

Photo by Jakob Owens on Unsplash

So how are your new year’s resolutions going so far? It is only January 11, so you are probably still sticking with most of what you resolved to do all year long at this point. …


Great ways to kick-start your savings without an employer-sponsored plan

Photo by processingly on Unsplash

If your employer offers a tax-deferred retirement plan like a 401(k), 403(b) or 457 Plan, then great for you. Even better if the employer will match some of your contributions!

For you the game plan is pretty straightforward, just contribute to the plan — at least up to the employer’s…

Timothy Key

Retired from fire service after 26 years. Writer and consultant. I believe compassion, grace and gratitude are contagious and should be spread liberally.

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